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John (Jack) W. Dwyer

Chairman of the Board, Capital Funding Bancorp, Inc. and CFG Community Bank

Jack Dwyer founded Capital Funding Group, Inc. in March 1993. Today he is the
chairman, founding shareholder and senior underwriter of the large mortgage banking
firm specializing in originating and servicing FHA-insured construction and permanent
loans for nursing homes, hospitals, assisted living, board and care facilities and other
income properties.

Dwyer, through Capital Funding Bancorp, Inc., led the acquisition of AmericasBank
Corp. and its subsidiary, AmericasBank in August 2009. AmericasBank underwent a
name change in November 2009—today it is CFG Community Bank.

Prior to founding Capital Funding Group, Inc. Dwyer was president and an owner of
Quaker Capital, L.P. from 1988 to 1993. He was responsible for originating and
underwriting investment-grade healthcare properties to be insured or coinsured by
FHA/HUD. From 1979 to 1988, he held ascending positions culminating as the Vice
President for Loan Origination for Suburban Mortgage Associates, Inc.