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Joan Ray

Vice President, Business Development (Lutherville)

Joan Ray joined CFG Community Bank in 2012. Her 15 years of banking experience includes teller line and branch management; branch operational functionality; establishing effective policies and procedures; sales and marketing of bank products; implementation and rollout of new core systems; and portfolio management in the commercial lending area. Prior to joining CFG Community Bank in the Lutherville branch, Ms. Ray spent 10 years with 1st Mariner Bank in the Lutherville and Cockeysville branches and in the Commercial Lending Division at corporate headquarters. She also worked for four years for Provident Bank of Maryland at the Greenspring Station and Pikesville locations.

Email: jray@cfgcb.com
Direct Phone: (410) 769-5812
Mobile Phone: (410) 790-1122