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Deborah A. Spangenberg

Director, Capital Funding Bancorp, Inc. and CFG Community Bank

Deborah Spangenberg is the president and chief operating officer of Capital Funding,
LLC and has been with the Capital Funding Group of companies since it was founded in
1993. As president and chief operating officer of Capital Funding, LLC, Spangenberg
currently oversees the entire FHA process. This includes underwriting loans and
application packages of FHA-insured construction and permanent loans for nursing
homes, hospitals and assisted living facilities, and asset management of the FHA/HUD
portfolio.

Prior to her current position at Capital Funding, LLC, Spangenberg was executive vice
president and chief operating officer of Capital Funding Group, Inc. from 1999 to 2009.
She initially started with Capital Funding Group in 1993 as the portfolio manager.

Before joining Capital Funding Group, Spangenberg was employed with Quaker Capital,
L.P. from 1988 to 1993 serving as Loan Processor/Servicer of FHA applications and
conventional financings.