Commercial Loan Services
At CFG Community Bank, we understand that borrowing money is an integral part of business management. We don’t just lend you money, we partner with you to help solve your credit needs, manage your cash flow and give you options to meet your immediate, seasonal, short and long-term financing needs.
Lines of Credit
A business line of credit is a vital part of your company’s financial plan. A line of credit gives you access to cash for ongoing short-term financing needs in order to take advantage of trade discounts, support accounts receivable and manage seasonality in sales.
Commercial Business Lines of Credit
- Working Capital
- Accounts Receivable
- Accounts Receivable Factoring
Term Loans & Leases
We offer Term Loans that allow you to purchase or refinance equipment, fund long-term working capital, acquire a business or purchase vehicles at a fixed or variable rate, with loan repayment terms tailored to fit your budget. Our Equipment Leases offer a great way to grow your business with minimal capital outlay.
Real Estate Financing
When your business plans include real estate, CFG Community Bank offers owner-occupied and investor financing to allow you to acquire or refinance real estate. For your owner-occupied property, we offer permanent loans with amortizations from 15 to 25 years and maturities up to 15 years, and you can choose from a fixed or floating rate. We can assist you in determining the correct financing structure for a variety of property types including commercial, office, retail, warehouse and industrial.
- Owner-occupied Real Estate Financing
- Commercial Real Estate Financing